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| Is
my money safe? |
Funds in an HSA are held in a trust and are administered by a bank, insurance company, or
other approved Trustee. |
Funds in your HSA are invested at your discretion. Typically an HSA will allow you to
choose from the following options:
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| •
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Interest-bearing
account
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| •
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|
CDs |
| •
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Money
market funds |
| •
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Mutual
funds |
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If you are looking to minimize your investment risk, you may want to consider an
interest-bearing account; these accounts are FDIC insured. On the other end of the
spectrum, mutual funds may provide a greater return, but are more risky, and are not FDIC
insured. |
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